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HVAC data for Lutz, FL

Updated September 2026 · part of the Tampa Bay outer ring data set

Lutz is a census-designated place in Hillsborough County, FL, with an estimated 27,106 residents. The Census Bureau counts 10,071 housing units here, and the median home was built in 1990. Compared with the other 13 Tampa Bay outer ring places, Lutz stands out on median home value: $486,500 against a ring median of $315,400, the highest of the 14.

Modern two-story house with a brick and stucco front, a glass garage door and palms
Stock photo, not our work and not a photo of Lutz. Photo by Littlehampton Bricks via Pexels.

Key numbers

Population
27,10610,071 housing units
Median home built
199050.6% before 1990
Heated with electricity
92.3%of occupied homes
Cooling degree days
3,928a year, base 65°F

Sources: ACS 5-Year B01003: Total Population, 2020-2024; ACS 5-Year B25035: Median Year Structure Built, 2020-2024; ACS 5-Year B25040: House Heating Fuel, 2020-2024; NOAA U.S. Climate Normals 1991-2020, Annual/Seasonal (ANN-HTDD-NORMAL, ANN-CLDD-NORMAL), 1991-2020.

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1990

Median year a home in Lutz was built

Source: ACS 5-Year B25035: Median Year Structure Built, 2020-2024.

Lutz at a glance

Population
27,106margin of error ±1,841ACS 5-Year B01003: Total Population, 2020-2024; retrieved 2026-09-29
Housing units
10,071ACS 5-Year B25034: Year Structure Built, 2020-2024; retrieved 2026-09-29
Median year home built
1990±2 yearsACS 5-Year B25035: Median Year Structure Built, 2020-2024; retrieved 2026-09-29
Homes built before 1990
50.6%5,096 unitsACS 5-Year B25034: Year Structure Built, 2020-2024; retrieved 2026-09-29
Homes built 2010 or later
21.1%2,124 unitsACS 5-Year B25034: Year Structure Built, 2020-2024; retrieved 2026-09-29
Median home value (owner-occupied)
$486,500±$27,463ACS 5-Year B25077: Median Value (Dollars), 2020-2024; retrieved 2026-09-29
Owner-occupied homes
78.5%7,530 of 9,589 occupied unitsACS 5-Year B25003: Tenure, 2020-2024; retrieved 2026-09-29
Heated with electricity
92.3%8,851 homesACS 5-Year B25040: House Heating Fuel, 2020-2024; retrieved 2026-09-29
Heated with utility gas
4.5%436 homesACS 5-Year B25040: House Heating Fuel, 2020-2024; retrieved 2026-09-29
Heated with propane or other bottled gas
1.6%151 homesACS 5-Year B25040: House Heating Fuel, 2020-2024; retrieved 2026-09-29
Heated with oil, coal, wood, solar, other or none
1.6%ACS 5-Year B25040: House Heating Fuel, 2020-2024; retrieved 2026-09-29
Cooling degree days per year (base 65°F)
3,928TAMPA INTL AP, FL US, 21.8 km awayNOAA U.S. Climate Normals 1991-2020, Annual/Seasonal (ANN-HTDD-NORMAL, ANN-CLDD-NORMAL), 1991-2020; retrieved 2026-09-29
Heating degree days per year (base 65°F)
434TAMPA INTL AP, FL US, 21.8 km awayNOAA U.S. Climate Normals 1991-2020, Annual/Seasonal (ANN-HTDD-NORMAL, ANN-CLDD-NORMAL), 1991-2020; retrieved 2026-09-29
IECC climate zone
2AHillsborough County; Hot-HumidIECC and Building America climate zones by U.S. county, IECC 2012/2015-era county assignments (gist last updated 2026-03); retrieved 2026-09-29

Housing, heating and climate figures for Lutz, FL. Updated September 2026. Download the Tampa Bay outer ring city table (CSV)

How old the homes are

50.6% of Lutz's homes were built before 1990, so most heating and cooling equipment here sits in an older housing stock.

The most common build decade is 1980 to 1989, with 2,446 homes (24.3% of the total).

Charming tropical house surrounded by palm trees on a sunny street in Hollywood, Florida
Stock photo, not our work and not a photo of Lutz. Photo by Esteban Carriazo via Pexels.
Year structure built, Lutz housing units
  1. 2020 or later 405 homes
    4%
    2020 or later: 4% (405 homes)
  2. 2010 to 2019 1,719 homes
    17.1%
    2010 to 2019: 17.1% (1,719 homes)
  3. 2000 to 2009 1,233 homes
    12.2%
    2000 to 2009: 12.2% (1,233 homes)
  4. 1990 to 1999 1,622 homes
    16.1%
    1990 to 1999: 16.1% (1,622 homes)
  5. 1980 to 1989 2,446 homes
    24.3%
    1980 to 1989: 24.3% (2,446 homes)
  6. 1970 to 1979 1,650 homes
    16.4%
    1970 to 1979: 16.4% (1,650 homes)
  7. 1960 to 1969 440 homes
    4.4%
    1960 to 1969: 4.4% (440 homes)
  8. 1950 to 1959 484 homes
    4.8%
    1950 to 1959: 4.8% (484 homes)
  9. 1940 to 1949 56 homes
    0.6%
    1940 to 1949: 0.6% (56 homes)
  10. 1939 or earlier 16 homes
    0.2%
    1939 or earlier: 0.2% (16 homes)

Share of housing units, by decade built

Source: ACS 5-Year B25034: Year Structure Built, 2020-2024.

Show year built as a table
Year structure built, Lutz housing units
BuiltUnitsShare
2020 or later4054%
2010 to 20191,71917.1%
2000 to 20091,23312.2%
1990 to 19991,62216.1%
1980 to 19892,44624.3%
1970 to 19791,65016.4%
1960 to 19694404.4%
1950 to 19594844.8%
1940 to 1949560.6%
1939 or earlier160.2%

How long the equipment lasts: ENERGY STAR says to consider replacing a heat pump or air conditioner once it is more than 10 years old. InterNACHI's Florida chart lists a central air conditioner at 5 to 12 years and calls its figures guidelines, not guarantees. In Lutz, 7,947 homes (78.9%) were built before 2010, so an original system still running is at least 17 years old, past both benchmarks.

Another 1,719 (17.1%) were built from 2010 to 2019, where an original system is 7 to 16 years old and crosses the 10-year line partway through that decade. The 405 homes built since 2020 (4%) are under 7 years old. The Census does not record replacements, so these are ages of original equipment, not a count of failing systems.

Sources: ENERGY STAR: When is it time to replace?; InterNACHI Estimated Life Expectancy Chart for Florida Homes; retrieved 2026-09-30. Home counts are the build-year bins above.

What heats the homes

Stock photo, not our work. Photo by Pixabay via Pexels.

Main heating fuel, occupied homes in Lutz
Main heating fuel, occupied homes in Lutz: Electricity 92.3%, Utility gas 4.5%, Propane or other bottled gas 1.6%, Oil, coal, wood, solar, other or none 1.6%

Source: ACS 5-Year B25040: House Heating Fuel, 2020-2024. Electricity includes heat pumps and electric resistance heat; the Census does not separate them.

Electricity is the most common heating fuel in Lutz at 92.3% of occupied homes, followed by utility gas at 4.5%. Bottled gas heats 1.6% and other fuels 1.6%.

78.5% of occupied homes in Lutz are owner-occupied and 21.5% are rented.

Climate

The nearest NOAA normals station is TAMPA INTL AP, FL US, 21.8 km from the city center. Its 1991 to 2020 normals are 3,928 cooling degree days and 434 heating degree days a year.

Cooling degree days outnumber heating degree days 9.1 to 1. Across the 14 places in the Tampa Bay outer ring data set, cooling degree days run from 3,149 (Land O' Lakes) to 3,928 (Lutz).

Source: NOAA U.S. Climate Normals 1991-2020, Annual/Seasonal (ANN-HTDD-NORMAL, ANN-CLDD-NORMAL), 1991-2020. Degree days belong to the station, not to the city.

Lutz compared with the Tampa Bay outer ring

Median home value: Lutz against the other 13 places
  1. Lutz
    $486,500
    Lutz: $486,500
  2. Apollo Beach
    $472,700
    Apollo Beach: $472,700
  3. Wesley Chapel
    $403,700
    Wesley Chapel: $403,700
  4. Riverview
    $384,200
    Riverview: $384,200
  5. Land O' Lakes
    $377,400
    Land O' Lakes: $377,400
  6. Clearwater
    $361,300
    Clearwater: $361,300
  7. Brandon
    $339,000
    Brandon: $339,000
  8. Plant City
    $291,800
    Plant City: $291,800
  9. Spring Hill
    $288,500
    Spring Hill: $288,500
  10. Pinellas Park
    $278,900
    Pinellas Park: $278,900
  11. Lakeland
    $249,400
    Lakeland: $249,400
  12. Largo
    $229,100
    Largo: $229,100
  13. Zephyrhills
    $224,700
    Zephyrhills: $224,700
  14. New Port Richey
    $183,100
    New Port Richey: $183,100

Median home value. This is the measure on which Lutz sits closest to either end of the Tampa Bay outer ring. Reference line: ring median, $315,400.

Source: ACS 5-Year B25077: Median Value (Dollars), 2020-2024.

Show every comparison as a table
Lutz against the median of the 14 places in the Tampa Bay outer ring data set
MeasureLutzRing medianRank
Median year built199019907 of 14 (newest first)
Share built 2010 or later21.1%13%5 of 14 (highest first)
Median home value$486,500$315,4001 of 14 (highest first)
Homes heated with electricity92.3%92.4%8 of 14 (highest first)
Cooling degree days3,9283,5931 of 14 (highest first)

Licensed HVAC contractors in Lutz

Stock photo, not our work. Photo by Johannes Belz via Pexels.

By license type: 33 CAC, 8 CMC, 1 RA.

Years since the license was first issued, Lutz HVAC licenses
  1. Under 5 years 12 licenses, 11 active
    29%
    Under 5 years: 29% (12 licenses, 11 active)
  2. 5 to 9 years 7 licenses, 6 active
    17%
    5 to 9 years: 17% (7 licenses, 6 active)
  3. 10 to 19 years 7 licenses, 6 active
    17%
    10 to 19 years: 17% (7 licenses, 6 active)
  4. 20 to 29 years 10 licenses, 7 active
    24%
    20 to 29 years: 24% (10 licenses, 7 active)
  5. 30 years or more 6 licenses, 6 active
    14%
    30 years or more: 14% (6 licenses, 6 active)

Number of licenses, by years since first issued

Source: FL DBPR construction licensee extract (CONSTRUCTIONLICENSE_1.csv); retrieved 2026-10-05. Counts licenses, not companies: one business can hold several. Status and license-type codes are DBPR's own (definitions); active means Current and Active. See the A-to-Z list of licensed HVAC businesses in Lutz.

Show license years as a table
Years since the license was first issued, Lutz HVAC licenses
Licensed forLicensesShareActive
Under 5 years1229%11
5 to 9 years717%6
10 to 19 years717%6
20 to 29 years1024%7
30 years or more614%6

Electric utilities and HVAC rebates in Lutz

We could not confirm one electric utility for Lutz. The sources below name Duke Energy Florida and Tampa Electric for parts of the area, and no page we could open assigns individual addresses. Your electric bill names your utility; use that utility's rebates.

Duke Energy Florida may serve Lutz. 4 residential HVAC rebate programs are listed below.

Why we list it: Duke's territory map covers parts of Hillsborough County; Tampa Electric also serves Hillsborough. No page assigns Lutz addresses to one utility. Source, checked 2026-09-30.

Duke Energy Florida HVAC rebate programs, checked 2026-09-30
ProgramAmountEquipmentSource
Home Energy Improvement: AC replacement$300Central AC replacing existing AC, min 16 SEER or 15.2 SEER2Duke Energy Florida; retrieved 2026-09-30
Home Energy Improvement: heat pump upgrade$500Heat pump replacing existing heat pump, min 16 SEER/9.0 HSPF or 15.2 SEER2/7.5 HSPF2Duke Energy Florida; retrieved 2026-09-30
Home Energy Improvement: strip-heat replacement (high efficiency)$600Heat pump replacing strip heat, min 16.0 SEER/9.0 HSPF or 15.2 SEER2/7.5 HSPF2Duke Energy Florida; retrieved 2026-09-30
Home Energy Improvement: strip-heat replacement (higher efficiency)$1,000Heat pump replacing strip heat, min 16.8 SEER/9.0 HSPF or 16 SEER2/7.5 HSPF2Duke Energy Florida; retrieved 2026-09-30

Tampa Electric may serve Lutz. 2 residential HVAC rebate programs are listed below.

Why we list it: Tampa Electric serves Hillsborough County; Duke's territory map also covers parts of Hillsborough. No page assigns Lutz addresses to one utility. Source, checked 2026-09-30.

Tampa Electric HVAC rebate programs, checked 2026-09-30
ProgramAmountEquipmentSource
Heating & Cooling Program: high-efficiency tier$550 for SEER 17.0 / SEER2 16.2Ducted heat pump; straight-cool with new natural-gas furnace (propane does not qualify); geothermal (15.0 EER). Ductless mini splits not eligible.Tampa Electric; retrieved 2026-09-30
Heating & Cooling Program: standard tier$40 for SEER 16.0 / SEER2 15.2Ducted heat pump; straight-cool with new natural-gas furnace (propane does not qualify); geothermal (14.0 EER). Ductless mini splits not eligible.Tampa Electric; retrieved 2026-09-30

Utility service is mapped city by city; a city can have other providers than the ones shown. Confirm eligibility on the utility's page before buying.

Frequently asked questions

Stock photo, not our work. Photo by Robert So via Pexels.

What IECC climate zone is Lutz, FL in?

Lutz is in IECC climate zone 2A (Hillsborough County, Hot-Humid). Source: DOE/PNNL county climate zones.

How old are the homes in Lutz?

The median home in Lutz was built in 1990. 50.6% of homes were built before 1990 and 21.1% in 2010 or later. Source: ACS 5-year 2020-2024, tables B25034 and B25035.

What do most Lutz homes use for heating?

Electricity heats 92.3% of occupied homes in Lutz; utility gas heats 4.5%. Source: ACS 5-year 2020-2024, table B25040.

How many cooling degree days does Lutz get?

About 3,928 a year (base 65°F), measured at TAMPA INTL AP, FL US, 21.8 km away. Source: NOAA 1991 to 2020 normals.

What is the median home value in Lutz?

$486,500 for owner-occupied homes (margin of error ±$27,463). Source: ACS 5-year 2020-2024, table B25077.

What share of Lutz homes are owner-occupied?

78.5% of the 9,589 occupied housing units. Source: ACS 5-year 2020-2024, table B25003.

Which utility serves Lutz, and what HVAC rebates are there?

We could not confirm one electric utility for Lutz. Duke Energy Florida and Tampa Electric serve parts of the surrounding area, and which one bills you depends on your address; your electric bill names yours. Duke Energy Florida lists 4 residential HVAC rebate programs, paying $300 to $1,000 depending on the program.

Tampa Electric lists 2 residential HVAC rebate programs, paying $40 to $550 depending on the program. Terms change, so confirm on the program page before you buy equipment.

Sources: Duke Energy Florida HVAC rebate page; Service area basis: Duke's territory map covers parts of Hillsborough County; Tampa Electric also serves Hillsborough. No page assigns Lutz addresses to one utility.; Tampa Electric HVAC rebate page; Service area basis: Tampa Electric serves Hillsborough County; Duke's territory map also covers parts of Hillsborough. No page assigns Lutz addresses to one utility..

How many licensed HVAC businesses are in Lutz?

35 businesses hold an active Florida air conditioning or mechanical contractor license with a Lutz business address in the state's license file (checked 2026-10-05). One business can hold several licenses. The list is A to Z, with no ratings or rankings.

Sources: Licensed HVAC contractors in Lutz, A to Z; FL DBPR construction licensee extract (CONSTRUCTIONLICENSE_1.csv).

How do I check an HVAC contractor's license in Lutz?

Search the business name or license number on the Florida DBPR license lookup. Confirm the status is current and active, that the license is an air conditioning (CAC or RA) or mechanical (CMC or RM) license, and read the expiration date.

Certified licenses (CAC, CMC) are valid statewide; registered licenses (RA, RM) are valid only in the local areas where they are registered (F.S. 489.105). Ask for the license number in writing before work starts.

Sources: Florida DBPR license lookup; DBPR license status and class codes.

What does a new AC system cost in Florida?

Homeowners reporting Florida jobs gave a median of $12,000 for a full system replacement, AC or heat pump. The middle half of reports fall between $9,400 and $15,600.

That is 55 reports, a small sample, and price moves with tonnage, ductwork and brand. Source: HVACPro analysis of 55 homeowner-reported quotes and invoices in public Reddit posts, 2025-01-01 to 2026-09-29.

Do I need a permit to replace my AC in Lutz?

Yes. The Florida Building Code (section 105.1) requires a permit to replace a mechanical system, and a central air conditioner is one. In Lutz, Hillsborough County Development Services handles it.

Its residential fee schedule lists a $130.00 trade permit for "HVAC Equal Change Outs" (effective October 5, 2024), and the county's list of work exempt from permits does not include replacing a whole unit. A licensed contractor can apply for the permit for you; if a homeowner applies instead, Florida law requires the owner to sign the application personally (F.S. 489.103(7)). Call the department for the current fee and steps.

Checked 2026-09-30.

Sources: Florida Building Code, Building, section 105.1 (2023, 8th edition); Hillsborough County building permit fee schedule; Hillsborough County work exempt from permits; Florida Statutes 489.103.